Terms and Conditions

Welcome to Threnoravilo. These Terms and Conditions govern your use of our website and financial consultation services. By accessing our website or using our services, you agree to be bound by these terms.

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions

Definitions

For the purposes of these Terms and Conditions, the following definitions apply

  • Service: Refers to the financial consultation and planning services provided by Threnoravilo through our website and consultations
  • User/You: Refers to any individual who accesses our website or uses our consultation services
  • Content: Includes all information, text, images, videos, and materials available on our website
  • Company/We/Us: Refers to Threnoravilo Limited, the provider of the services described herein

Use of Our Services

Our financial consultation services are designed to provide analytical insights and guidance for personal financial planning matters

Eligibility Requirements

You must be at least 18 years old and legally capable of entering into binding agreements to use our services. By using our services, you represent that you meet these eligibility requirements and that all information you provide is accurate and truthful.

18+ only

User Responsibilities

As a user of our services, you agree to

  • Provide accurate and complete information during consultations
  • Use our services only for lawful purposes and in accordance with these terms
  • Respect the intellectual property rights of Threnoravilo and third parties
  • Maintain the confidentiality of any account credentials or sensitive information
  • Comply with all applicable laws and regulations in your jurisdiction

Prohibited Activities

You may not use our services for any of the following purposes

  • Any illegal or unauthorised purpose or activity
  • Attempting to gain unauthorised access to our systems or other users' information
  • Transmitting malicious code, viruses, or other harmful computer code
  • Interfering with or disrupting the operation of our website or services
  • Misrepresenting your identity or affiliation with any person or organisation

Intellectual Property Rights

All content, trademarks, service marks, logos, and other intellectual property displayed on our website are owned by Threnoravilo or licensed from third parties. You may not use, reproduce, or distribute any content without our express written permission.

Any feedback, suggestions, or ideas you provide to us may be used by Threnoravilo without restriction or compensation to you, unless otherwise agreed in writing.

All materials are protected by copyright laws and international treaty provisions

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of personal information is governed by our Privacy Policy, which forms part of these Terms and Conditions. By using our services, you consent to the collection and use of information as described in our Privacy Policy.

Service Disclaimers

Our consultation services are provided on an "as is" and "as available" basis. We make no warranties or representations about the accuracy, reliability, or suitability of our services for your particular circumstances. Individual results may vary based on personal situations and market conditions.

Past performance does not guarantee future results

Individual results may vary based on personal circumstances, market conditions, and adherence to recommended strategies

Past performance does not guarantee future results. All financial decisions should be made after careful consideration of your personal circumstances, and we recommend consulting with additional qualified professionals as appropriate.

Limitation of Liability

To the maximum extent permitted by law, Threnoravilo shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising from these terms or our services shall not exceed the amount you have paid us for services in the twelve months preceding the claim.

User Indemnification

You agree to indemnify, defend, and hold harmless Threnoravilo and its officers, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

Dispute Resolution

Arbitration Agreement

Any disputes arising from these terms or our services shall be resolved through binding arbitration rather than in court, except where prohibited by law.

Arbitration proceedings shall be conducted in accordance with the rules of a recognised arbitration service

EU Online Dispute Resolution

For EU residents, we participate in the European Commission's Online Dispute Resolution platform

You can access the ODR platform at ec.europa.eu/consumers/odr: ec.europa.eu/consumers/odr

Termination of Services

Either party may terminate the service relationship at any time with appropriate notice. Threnoravilo reserves the right to suspend or terminate your access to services immediately if you violate these terms.

Upon termination, your right to use our services will cease immediately, though certain provisions of these terms will survive termination as applicable.

Governing Law

All legal relationships between Threnoravilo and website users shall be governed by and construed in accordance with English law

Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective when posted on our website. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect, and the unenforceable provision will be modified to the minimum extent necessary to make it enforceable.

Complete Agreement

These Terms and Conditions, together with our Privacy Policy and any other referenced policies, constitute the entire agreement between you and Threnoravilo regarding the use of our services.

Contact Information

If you have questions about these Terms and Conditions, please contact us

Email Address: contact@threnoravilo.com

Phone Number: +44 7700 3101 2122

Business Address: 25 The North Colonnade, Canary Wharf, London E14 5HZ, England

Effective Date: August 31, 2025